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1 .This is Scientific American 60-Second Science. I'm Christopher Intagliata. Got a minute?
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2 ."Have you heard of the Affordable Care Act?"
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3 ."Oh yeah, I heard about that…that's the thing that doesn't work?"
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4 .Zach Galifianakis ribbing President Obama in the instant classic viral video.
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5 .But even if Americans have heard of Obamacare, via Zach or more conventional means, many don't know how it works, or even how health insurance works generally.
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6 .Last fall, researchers quizzed 6000 Americans, age 18 to 65, on health insurance and the new law.
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7 .Half didn't know about the insurance marketplaces, or their subsidies.
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8 .Forty-two percent couldn't define a deductible.
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9 .And two thirds didn't know the difference between an HMO, with its restrictive physician network, and a PPO, which typically offers more flexibility.
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10 .The full survey is in the Proceedings of the National Academy of Sciences.
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11 .Study author Silvia Helena Barcellos of USC says those most likely to benefit from the law,
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12 .like uninsured young and low-income respondents, typically know the least.
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13 ."It's very hard to believe that people will make informed choices…without having knowledge of these basic concepts.
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14 .And until we master the basics, she says, simpler insurance options might be just what the doctor ordered.
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15 .Thanks for the minute, for Scientific American 60-Second Science. I'm Christopher Intagliata.
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